Samsung Pay is currently available in the U.S, Spain, South Korea and China. Of course, most of us don't have 10 payment cards, and even carrying 8 cards isn't exactly common, but it's nice to keep your options open. Samsung pay can store up to 10 cards, while Apple Pay can only store 8. However, just like Apple Pay, the $100 limit still applies if payment is made through NFC, except for UOB cards.ģ. Samsung Pay users will not be restricted by a $100 limit when making transactions via MST. That means Samsung Pay can be used to pay at a lot more retail outlets compared to Apple Pay, which only works at retailers that support NFC transactions.Ģ.

Since magnetic stripe cards have been around for decades and are still widely used, especially in the United States, almost 90% of merchants in Singapore support MST technology. MST lets you use the app with any terminal that can read the black magnetic stripe on the back of most payment cards. Samsung Pay has an additional technology called the Magnetic Secure Transmissions (MST) technology, which uses magnetic waves to send data, on top of having the Near Field Communication (NFC) technology. Other than some similar features between Samsung Pay and Apple Pay, like requiring fingerprint authentication to authorise payment transactions and putting in card details by scanning the card or keying it in manually, Samsung Pay differentiates itself from Apple Pay in 3 key aspects:ġ. Unlike Apple Pay (which does not have Citibank on board), Samsung Pay currently does not support UOB or American Express cards. To use your Samsung device for payment transactions, you have to own a MasterCard or Visa credit or debit card from DBS, POSB, OCBC, Standard Chartered or Citibank. Samsung Pay can currently be used on these Samsung devices: the Galaxy Note5, Galaxy S7, Galaxy S7 edge or Galaxy S6 edge+.

Samsung pay v apple pay